Life Insurance
Smart Investments and
Retirement planning strategies
Reliable & Personalized Life Insurance Plans for Your Future
Life is unpredictable, but your family's financial future doesn’t have to be. At The 16th Amendment, we help you take control of tomorrow—today—with life insurance solutions tailored to your needs, budget, and long-term goals.
Whether you're a young professional planning ahead, a parent safeguarding your children’s future, or nearing retirement and ensuring legacy protection, we offer a wide range of life insurance options to provide peace of mind in every stage of life.
Why You Need Expert Life Insurance for a Secure Tomorrow
Protecting your family's future without a plan can leave them vulnerable. With our expert life insurance solutions, you get peace of mind, financial security, and a clear path forward.
Term Life Insurance
Affordable and flexible, term life policies provide coverage for a specific for income replacement, mortgage protection, or young families just getting started.
Whole Life Insurance
A long-term solution with guaranteed premiums and a built-in cash value component that grows over time. It’s not just protection—it’s an investment in your future.
Universal Life Insurance
For those who want flexibility in premiums and death benefits, universal life insurance offers adjustable coverage with long-term growth potential.
Final Expense Insurance
Also known as burial insurance, this policy is designed to cover funeral costs, medical bills, and other end-of-life expenses so your family doesn’t have to.
Why Life Insurance Matters
Life insurance isn’t just a policy—it’s a promise. It’s the assurance that your loved ones will be protected financially if the unexpected happens. With the rising cost of living, mortgage payments, college tuition, and final expenses, even a modest policy can make a world of difference for the people who matter most.
At The 16th Amendment, we take the confusion out of life insurance. We help you understand exactly what you’re buying, why it’s important, and how it benefits your specific situation.
Personalized Coverage for Real Lives
We don’t believe in “one-size-fits-all.” When you work with us, we take time to understand your lifestyle, dependents, income, health, and goals. Whether you're single, married, raising children, or supporting aging parents—we’ll match you with a plan that makes sense for you.
And if your needs change over time? No problem. We regularly review your policy to make sure your coverage evolves with your life.
We Work With the Top-Rated Providers
As independent advisors, we’re not tied to any one insurance company. That means we shop around on your behalf, comparing rates and plans from the top providers in the nation. Our goal is simple: to get you the best coverage at the best price—with total transparency.
No upselling. No pressure. Just honest advice and exceptional service.
Fast, Hassle-Free Process
Our application process is simple and stress-free. Many of our policies are available with no medical exam required, and approval can happen in as little as 24 hours.
Whether you want to meet in-person or apply online, we’ll guide you every step of the way—from selecting the right coverage to activating your policy.
Secure Your Legacy Today!
At The 16th Amendment, we believe protecting your family is the most important investment you can make. We’re here to help you do it with confidence.
Book a free consultation today and start building your family’s safety net.